Tag: policy
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Student loan forgiveness was regressive and progressives won’t admit it
Broad student loan forgiveness disproportionately benefited higher earners. Here’s why progressives’ reluctance to acknowledge the math undermines their own goals.
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Education alone doesn’t prevent fraud
Awareness campaigns assume informed people don’t get scammed. The data says otherwise—and reveals why structural protections matter more than education.
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Marriage as a legal institution should be abolished and replaced with civil contracts
Civil marriage bundles dozens of legal effects into one status. Unbundling them into chosen contracts would be fairer, clearer, and more honest.
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The gig economy exists mostly to avoid payroll taxes
Gig work is sold as flexibility, but the structural logic favors companies dodging payroll taxes and benefits costs. Here’s what the model really optimizes for.
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Child support formulas are decades out of date
State child support guidelines were built for a different economy. The formulas misprice modern custody, healthcare costs, and dual-earner households.
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Supervised visitation centers are warehouses, not solutions
Supervised visitation was supposed to protect kids while preserving family ties. The current network often does neither, and reform requires more than capacity.
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Financial literacy won’t save everyone
Financial literacy is necessary but insufficient. Here’s why teaching budgeting won’t fix outcomes shaped by wages, costs, and structural forces.
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Why rehabilitation isn’t always the focus
Prison systems claim rehabilitation as a goal but often prioritize punishment, deterrence, or warehousing. Here’s why the rhetoric and reality diverge.
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TurboTax built a business on keeping filing complicated
TurboTax has spent decades lobbying to keep US tax filing complex. Here’s how Intuit profits from confusion and why most countries already do it better.