Tag: payday lending
-
AI Chatbots as Loan Officers
Conversational AI now handles payday loan applications, collections, and support. The efficiency gains are real, but so are the consumer harms hidden in the automation.
-
Beyond FICO: the alternative data powering AI-driven payday lending
Modern payday lenders aren’t just checking your credit score. They’re scoring your bank transactions, rent history, and phone metadata. Here’s how it works.