Tag: machine learning
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AI training on copyrighted work is obviously fair use and creators are panicking
The legal case for AI training as fair use is stronger than most creators realize. The economic anxiety is real, but it isn’t a copyright problem.
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Algorithmic Underwriting: How AI Is Replacing the Traditional Payday Loan Application
Machine learning models now decide payday loans in seconds using thousands of data points. Faster underwriting isn’t always fairer underwriting. Here’s why.
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Predicting Default: How Machine Learning Models Decide Who Gets a Payday Loan
Machine learning models drive payday lending approvals. Here’s what variables matter most, how accurate they really are, and where the debate gets heated.