Tag: life insurance
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Life insurance through your employer isn’t enough and people don’t know
Group life insurance through work typically covers 1 to 2x salary and disappears with the job. A separate term policy is cheap and far more durable protection.
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Final expense insurance preys on grief and low-income families
Final expense insurance is sold as dignity for loved ones. The math, the targeting, and the lapse rates tell a harsher story about who really benefits.
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Indexed universal life is whole life with a costume
Indexed universal life insurance is sold as a market-linked alternative to whole life, but the structure, fees, and outcomes look remarkably similar.