Tag: lending
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Why Credit Inquiries Don’t Matter as Much as People Think
Hard credit pulls feel scary but barely move your score for long. Here’s why inquiry anxiety costs people more than the inquiries themselves ever would.
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You don’t need a perfect credit score
Chasing 850 is a status game with diminishing returns. Once you cross 760, almost every benefit of a higher score has already been unlocked — and the chase costs time.