Tag: insurance
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Medicare for All is the only honest fix and we keep dodging it
Every other health reform proposal preserves the parts of the U.S. system that are actually broken. Medicare for All is the only fix that addresses the structure.
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Mental health parity laws sound great and failed in practice
Federal parity laws promised equal mental health coverage. Two decades later, denial rates and out-of-network care show the promise hasn’t translated to reality.
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Not Every Risk Needs a Product Solution
The market sells a product for every fear, but many risks are best handled by behavior, savings, or simply doing nothing. Here’s how to tell the difference.
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Most People Overprepare for the Wrong Disasters
Doomsday prepping favors dramatic but rare events. The disasters that actually wreck lives are mundane, statistical, and almost no one plans for them.
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Price doesn’t guarantee protection
Expensive insurance policies, premium security systems, and high-end safes promise peace of mind. The actual protection is uncorrelated with price more often than buyers realize.