Tag: insurance reform
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Catastrophic-only insurance is the rational choice and almost nobody can buy it
Catastrophic-only health insurance is what most healthy people should buy and what almost nobody can. Regulation has effectively eliminated the rational option.
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Auto insurance uses credit scores and that’s discrimination dressed as risk
Insurers price auto policies partly on credit scores, claiming it predicts risk. The practice quietly penalizes lower-income drivers and is overdue for reform.