Tag: HSA
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HSAs are the best retirement account in America and almost nobody uses them right
Health savings accounts offer triple tax advantages most retirement vehicles can’t match, but most account holders spend the funds instead of investing them.
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High-deductible health plans are a wealth transfer from sick to healthy
HDHPs are sold as cost-saving and HSA-friendly, but the design quietly shifts costs onto the chronically ill. Here’s how the math actually works.
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HSAs are the best retirement account nobody uses correctly
Health Savings Accounts get triple tax treatment unmatched by any other retirement vehicle. Most holders waste them on routine medical bills.
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HSAs are a tax shelter for the rich
Health Savings Accounts are sold as healthcare reform, but the tax advantages disproportionately benefit high earners who can afford to leave the money invested for decades.