Tag: healthcare policy
-
High-deductible health plans are a wealth transfer from sick to healthy
HDHPs are sold as cost-saving and HSA-friendly, but the design quietly shifts costs onto the chronically ill. Here’s how the math actually works.
-
Medicare for All would destroy the best parts of American medicine
Single-payer reform addresses real failures, but it would also dismantle the research, specialty care, and innovation pipeline that American medicine actually does well.
-
Health insurance is the worst product Americans buy and we keep buying it
Premiums rise, networks shrink, denials stick, and we re-up every year. The product underperforms in ways that would sink any other industry.
-
Pre-existing conditions complicate everything
Insurance, employment, life planning, and even relationships are quietly shaped by chronic illness. The system rarely accounts for what it costs to navigate.
-
Medicare Advantage is a scam Congress refuses to investigate
Medicare Advantage costs taxpayers more than traditional Medicare while restricting care. The evidence is clear, and Congressional inaction is hard to justify.
-
Medicare Advantage gives seniors more than traditional Medicare
Medicare Advantage’s flaws are real, but the program offers seniors benefits traditional Medicare doesn’t, and progressives won’t engage with that honestly.
-
Mental health parity laws were never enforced
Federal law requires insurers to cover mental health like physical health. The enforcement reality has been so weak it’s effectively a dead letter.