Tag: first-time buyers
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Cash buyers are ruining the market for everyone else
Cash offers tilt the housing market against ordinary buyers in ways that aren’t fully captured by price. Here’s how the real damage happens.
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The starter home is dead and we should stop pretending otherwise
The starter home as a concept no longer exists in most American markets. Pretending it does just sets first-time buyers up for disappointment.
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FHA loans set up first-time buyers to fail
FHA loans promise homeownership with low down payments, but the structure traps buyers in expensive mortgage insurance and fragile equity positions for years.