Tag: economic policy
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Why some people can’t budget their way out of poverty
Budgeting advice assumes a stable income and predictable expenses. For millions of Americans, neither exists, and the math of poverty is genuinely different.
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The American tax system is a wealth-preservation engine
Wages get taxed at full rates while capital, inheritance, and asset appreciation get every break in the code. The system isn’t broken — it’s working as designed.
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You can’t budget your way out of low income, and pretending you can is harmful
Budgeting advice has real limits. For genuinely low-income households, the math doesn’t work and the moralizing is worse than useless.
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Student loan forgiveness was overdue and conservatives are wrong about who benefits
Student loan forgiveness gets framed as a giveaway to elites. The actual data tells a different story about who carries the worst debt and why relief made sense.
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The mortgage interest deduction is upper-middle-class welfare
The mortgage interest deduction is sold as help for homeowners. In reality, it disproportionately benefits high earners and inflates housing prices.