Tag: credit card rewards
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Store Credit Cards Are Not Always a Bad Deal
Store cards have a terrible reputation, and mostly deserve it. But for specific shoppers and specific brands, the math actually pencils out.
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The Credit Card Points Game Is Rigged Against You
Credit card rewards feel like free money, but the system is engineered to make most cardholders unprofitable to themselves. Here’s how the math really works.
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Why Some People Should Never Use Credit Cards
Credit card rewards aren’t free if you carry a balance even occasionally. For some spending patterns, the math is overwhelmingly against using them at all.
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Credit card rewards are a wealth transfer from poor to rich, paid through swipe fees
The points and miles game looks like free money, but the funding comes from interchange fees baked into prices that everyone — including non-cardholders — pays.