Tag: consumer protection
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Fake online reviews and predatory divorce firms
Divorce clients in crisis search Google and Avvo for help. They’re walking into a manipulated review ecosystem designed to capture them at their lowest.
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Christian healthshare ministries are unregulated insurance cosplay
Healthshare ministries look like cheap insurance, but they’re not insurance and not regulated like it. Here’s what members actually buy and what they don’t.
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Insurance on Expensive Items Isn’t Always Worth It
Extended warranties and item-specific insurance often charge premiums that exceed expected payouts. Here’s when the math actually favors self-insuring instead.
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Long-term disability denials are routine and barely covered in the press
Long-term disability insurers deny claims at startling rates, yet the practice gets almost no press attention. Here’s why the silence persists.
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Reviews Can Be Manipulated
Online reviews feel like the wisdom of the crowd, but the crowd can be bought, scripted, and silenced. Here’s how to read past the manipulation.
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Extended warranties are insurance and they’re still a ripoff
Extended warranties are technically insurance products, and they’re priced like the worst kind. The expected value almost always favors the seller.
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Why Legal Advertising Can Be Misleading
Lawyer ads promise big settlements and quick wins. Here’s what the fine print obscures and how to read past the marketing when choosing a firm.
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The overpromise playbook: lawyers who guarantee outcomes they can’t deliver
Some attorneys win retainers with guarantees no ethical lawyer would make. Here’s how the overpromise pitch works and why credible counsel sounds less impressive.
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Auto insurance uses credit scores and that’s discrimination dressed as risk
Insurers price auto policies partly on credit scores, claiming it predicts risk. The practice quietly penalizes lower-income drivers and is overdue for reform.
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AI-Powered Collections: Smarter Reminders or Aggressive Harassment?
Predictive dialers, sentiment analysis, and behavioral nudges are transforming debt collection. Whether that’s more humane or more invasive depends on the design.