Tag: commissions
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Whole life insurance is fraud, and term life is oversold
Whole life insurance is sold as savings but functions as commission. Term life solves a real problem, but most people without dependents don’t need it.
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Health insurance brokers are salespeople pretending to be advisors
Health insurance brokers market themselves as objective guides, but they’re paid by insurers. Here’s how the commission structure quietly shapes their advice.
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The MLS shouldn’t exist anymore
The Multiple Listing Service made sense in the fax-machine era. In a world of Zillow and Redfin, it mostly props up commission structures that hurt consumers.