Tag: California
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Homeowners insurance is collapsing in climate-exposed states and nobody has a plan
Insurers are leaving Florida, California, and Louisiana faster than the housing market can absorb. The collapse of climate-exposed coverage has no real fix in sight.
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Prop 13 is the worst housing policy in America
Prop 13 froze California property taxes in 1978 and quietly reshaped the state. Decades later, it’s a major reason housing costs and inequality keep getting worse.