Tag: ARM
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ARMs are smarter than fixed rates for most buyers
Fixed-rate mortgages feel safe but cost most American buyers tens of thousands more than they need to. Here’s the contrarian case for the adjustable-rate loan.
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Adjustable rates aren’t as risky as people think
ARMs got blamed for the 2008 crisis, but modern adjustable-rate mortgages have built-in protections that make them rational for many borrowers.