Tag: AI
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AI Chatbots as Loan Officers
Conversational AI now handles payday loan applications, collections, and support. The efficiency gains are real, but so are the consumer harms hidden in the automation.
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Top 10 ways dark AI can ruin your life
Dark AI is no longer a thought experiment. Here are ten concrete ways generative tools are being weaponized against ordinary people, and what to watch for.
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AI-Powered Collections: Smarter Reminders or Aggressive Harassment?
Predictive dialers, sentiment analysis, and behavioral nudges are transforming debt collection. Whether that’s more humane or more invasive depends on the design.