Fingers on a Keyboard: A human written blog about blogging before AI.
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De-escalation is a learned skill
De-escalation isn’t a personality trait—it’s a trainable set of techniques. Here’s what works, what doesn’t, and why most people get it wrong.
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Why some people should take on more debt
Debt has a bad reputation, but used strategically it can build wealth faster than savings alone. Here’s when taking on more debt is the right move.
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Why crypto HODL culture is risky
HODL culture treats holding crypto through any drawdown as virtuous. The financial logic is weaker than the meme suggests—and the psychology is worse.
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Student loan forgiveness was regressive and progressives won’t admit it
Broad student loan forgiveness disproportionately benefited higher earners. Here’s why progressives’ reluctance to acknowledge the math undermines their own goals.
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Placebo effects drive many results
From supplements to surgery, placebo effects explain a startling share of perceived benefits. Here’s how to tell real treatment from expensive expectation.
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Fear can make you less safe
Fear feels protective, but it routinely pushes people toward decisions that increase real risk. Here’s how anxiety distorts safety choices and what to do about it.
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Cash envelope budgeting is a poverty mindset, not a strategy
Cash envelopes feel disciplined but cap your financial growth. Here’s why automated systems beat physical envelopes for almost everyone past survival mode.
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Older products can still be safe when maintained
Newer isn’t automatically safer. Well-maintained older products often outperform their replacements, especially when build quality has trended downward.
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Not everyone charged with a crime is what you think
A criminal charge is an accusation, not a verdict. Here’s why assuming guilt from the indictment alone misreads how the justice system actually works.
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