Fingers on a Keyboard: A human written blog about blogging before AI.
-
Scams Are Getting More Personalized
AI and data leaks have made scams targeted in ways previous generations did not face. The cues you grew up trusting no longer reliably catch the new versions.
-
Saving 20% of your income is a luxury sold as a virtue
The 20% savings rule treats high savings rates as a moral choice, but for most Americans it’s a function of income, not discipline. The honest math.
-
The Problem With One-Size-Fits-All Treatments
Standard-of-care medicine works for the average patient and underperforms for the rest. Understanding when to push for personalization is genuinely useful.
-
Suze Orman’s advice has aged terribly, and we should say so
Suze Orman built a brand on personal finance certainty, but key pieces of her advice have not held up. Why honest reassessment is overdue.
-
Convenience Features Can Reduce Effectiveness
Convenience features look like upgrades and often degrade performance. From smart kitchens to autopilot, the easier path quietly trades effectiveness for friction.
-
Employment-at-will makes the US an outlier and not in a good way
Most developed nations require cause to fire workers. The US stands alone in defaulting to at-will employment, and the costs are larger than usually admitted.
-
Legacy admissions are affirmative action for the rich and we keep pretending otherwise
Legacy admissions give a measurable advantage to children of alumni at elite colleges. The defense is increasingly hard to take seriously after recent court rulings.
-
Sleep, exercise, and sunlight outperform most meds for mild conditions
For mild anxiety, depression, and metabolic issues, the basic levers of sleep, movement, and daylight beat most prescriptions. The evidence and the caveats.
-
Reputation Can Follow You Everywhere
The internet has made reputation portable in ways most people underestimate. A pattern of small choices now travels with you across jobs, cities, and decades.
-
Title insurance is a racket
Title insurance pays out almost nothing, costs hundreds or thousands at closing, and is required by lenders. Why the product is closer to a tax than a policy.
Have you got any recommendations?