Category: Technology
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Algorithmic Bias in Short-Term Lending: When AI Reinforces Discrimination
AI underwriting promised neutral lending but produced disparate outcomes by race, geography, and gender. Here’s what regulators are now doing about it.
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Gaming Consoles Are Cheaper Than PCs for Most People
PC gamers love to argue consoles are inferior, but the total cost of ownership tells a different story. For most players, a console wins on price and value.
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Why most budget apps are a waste of time
Budget apps promise control but rarely deliver behavior change. Most users abandon them within months, and the few that work do so for unrelated reasons.
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Reviews can be misleading
Online reviews shape billions in spending, but the underlying signal is noisier than the star rating suggests. Here’s how to read between the stars.
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Software patents shouldn’t exist
Software patents were sold as innovation incentives. The evidence shows they tax innovation, enable trolls, and protect incumbents. Here’s the case against them.
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Wearable health devices aren’t always accurate
Smartwatches and rings give the illusion of clinical-grade data, but heart rate, sleep, and SpO2 readings vary widely from medical baselines.
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Two-factor authentication isn’t a guarantee
2FA blocks most attacks, but SIM swaps, phishing kits, and session hijacking still get through. Here’s what stronger protection actually looks like.
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Free Apps Often Cost You Your Data
Free apps aren’t really free — your data is the price. Here’s what’s being collected, who’s buying it, and how to limit the exchange.
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Repairing Devices Is Often More Cost-Effective
Replacing a phone or laptop feels easier than fixing it, but the math usually favors repair. Here’s when a fix beats a brand-new device.
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Your Phone Is a Bigger Target Than Your Computer
Your phone holds more sensitive data than your laptop and gets less protection. Here’s why mobile is now the primary attack surface — and what to do.