Category: Real Estate
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Why paying off your mortgage early might be a bad move
Killing your mortgage early feels disciplined, but the math often says otherwise. Here’s when accelerated payoff costs you more than it saves.
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The MLS shouldn’t exist anymore
The Multiple Listing Service made sense in the fax-machine era. In a world of Zillow and Redfin, it mostly props up commission structures that hurt consumers.
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Institutional landlords aren’t the problem people think they are
Wall Street rental owners make easy villains, but the data shows housing affordability is mostly about supply, zoning, and small landlords.
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Real estate investing for regular people is mostly a scam with a podcast
The real estate guru economy sells courses, not cash flow. For most regular investors, the math doesn’t pencil after fees, vacancy, and surprises.
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Zoning reform won’t fix housing affordability and we need to admit it
Upzoning has become the consensus housing policy, but the math shows it can’t deliver the affordability politicians promise. Here’s what’s missing.
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Real Estate Doesn’t Always Go Up
Home prices feel like a one-way bet, but the long-term data on housing returns is far less impressive than most owners assume.