Category: Policy
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Supervised visitation centers are warehouses, not solutions
Supervised visitation was supposed to protect kids while preserving family ties. The current network often does neither, and reform requires more than capacity.
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Discovery costs have made justice a luxury good
Modern litigation discovery is so expensive that ordinary parties can’t afford it. Here’s how the cost structure has quietly priced out justice.
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Financial literacy won’t save everyone
Financial literacy is necessary but insufficient. Here’s why teaching budgeting won’t fix outcomes shaped by wages, costs, and structural forces.
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Why rehabilitation isn’t always the focus
Prison systems claim rehabilitation as a goal but often prioritize punishment, deterrence, or warehousing. Here’s why the rhetoric and reality diverge.
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Beneficial ownership reporting is privacy theater that punishes small business
The Corporate Transparency Act was sold as anti-money-laundering reform. In practice, it burdens small businesses while the actual bad actors keep finding workarounds.
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Health insurance is the worst product Americans buy and we keep buying it
Premiums rise, networks shrink, denials stick, and we re-up every year. The product underperforms in ways that would sink any other industry.
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Pre-existing conditions complicate everything
Insurance, employment, life planning, and even relationships are quietly shaped by chronic illness. The system rarely accounts for what it costs to navigate.
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The university as we know it won’t survive the next twenty years
Demographic decline, cost inflation, and credential alternatives are converging. Most US colleges are unlikely to look like themselves by 2045.
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Pro se litigants are punished by judges for not affording counsel
Self-represented litigants face procedural traps, impatient judges, and worse outcomes. The civil justice system penalizes poverty in ways the bar rarely admits.