Category: Consumer Rights
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Clickwrap agreements shouldn’t be legally enforceable
Clickwrap contracts demand consent no rational person actually gives. Here’s the legal and consumer case for treating them with far more skepticism than courts do.
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Long-term disability denials are routine and barely covered in the press
Long-term disability insurers deny claims at startling rates, yet the practice gets almost no press attention. Here’s why the silence persists.
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Auto insurance uses credit scores and that’s discrimination dressed as risk
Insurers price auto policies partly on credit scores, claiming it predicts risk. The practice quietly penalizes lower-income drivers and is overdue for reform.