Author: Daniel Keem
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Imputed income rulings are routinely fantasy math
Family courts impute earning capacity using assumptions that often ignore actual labor markets. Here’s why imputed income rulings frequently miss reality.
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Joint vs. separate finances: the data most couples don’t want to see
Studies show how couples manage money predicts relationship outcomes. The data on joint vs. separate accounts is more pointed than most realize.
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Most Security Failures Are Preventable
Major breaches almost always trace back to known, ignored vulnerabilities. Here’s why most security failures are organizational, not technical.
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Biometrics Aren’t Safer Than Passwords
When you hear the idea that biometrics aren’t safer than passwords, it's easy to have a strong reaction. The phrase alone can evoke curiosity, skepticism, or frustration. But whether it's a critique of modern life or a warning about hidden risks, the underlying message deserves a closer look. In a world where biometrics and aren…
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Legal fees are the real reason most divorces end the way they do
Divorce outcomes look like negotiated compromises. They’re more often driven by who runs out of money to pay legal fees first.
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Free-fall physics: what engineers say vs. what YouTube says
The ‘free-fall’ argument about WTC 7 sounds compelling online, but structural engineers describe the physics very differently. Here’s what each side actually claims.
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The grief angle: how families of victims respond to truther claims
Conspiracy theories about national tragedies often re-traumatize the families left behind. Here’s how victim relatives navigate truther confrontations.
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The 8% Average Return Myth Needs to Die
Financial planners cite 8% average returns as if it’s a guarantee. The math behind the number hides risks every retiree needs to understand.
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Insurance on Expensive Items Isn’t Always Worth It
Extended warranties and item-specific insurance often charge premiums that exceed expected payouts. Here’s when the math actually favors self-insuring instead.