Author: Daniel Keem
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Some Supplements Interfere With Medications
Common supplements like St. John’s wort, vitamin K, and grapefruit-derived extracts can dangerously alter prescription drug levels. Always tell your doctor what you take.
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The Credit Card Points Game Is Rigged Against You
Credit card rewards feel like free money, but the system is engineered to make most cardholders unprofitable to themselves. Here’s how the math really works.
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Personal finance influencers should be regulated like advisors
When influencers recommend investments to millions, the advice is functionally indistinguishable from financial advising. Regulation hasn’t caught up, and it should.
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Third-Party Testing Isn’t Always Consistent
Third-party seals on supplements and food look reassuring, but the testing standards vary widely. Here’s how to read the labels with appropriate skepticism.
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Wor Sue Gai: The Chicago-Only Almond Boneless Chicken Plate
Wor sue gai is a Chicago-specific Chinese-American dish: deep-fried chicken cutlet, gravy, shredded lettuce, almonds. Locals love it, outsiders rarely meet it.
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Whole life insurance is fraud sold to families who trust their agent
Whole life policies are pitched as protection and investment. The structure, fees, and incentives tell a different story. Here’s what the math actually shows.
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The Truth About Side Hustle Culture
Side hustles can pay off, but the popular culture around them oversells results and underprices burnout. The honest math is more selective than you’ve been told.
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Trusts aren’t for rich people anymore — and that’s a problem
Trust marketing now targets middle-class families who often don’t need them. Here’s where trusts genuinely help and where they’re being oversold.
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The Biggest Risk Is Thinking You’re Safe
Confidence in safety is often the precondition for failure. Whether in finance, health, or driving, the riskiest moments follow the feeling that risk is gone.