Author: Daniel Keem
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iBuyers were a scam and Zillow proved it
iBuyers promised algorithmic home pricing and frictionless sales. Zillow’s $500 million implosion showed the model never worked at scale. Here’s why.
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Overdiagnosis is a bigger problem than you think
More screening sounds like better medicine, but overdiagnosis turns healthy people into patients without improving outcomes. Here’s the evidence.
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Grandparent visitation rights have gone too far
Grandparent visitation laws were intended to protect kids, but in practice they often override fit parents’ decisions. Here’s how the legal landscape shifted.
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Dividend investing is overhyped
Dividend stocks feel like income, but the math says they’re often just a tax-inefficient way to access returns you’d get anyway. Here’s the case against.
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American Standard’s Champion Series: Why Plumbers Recommend It for High-Traffic Homes
Plumbers consistently recommend American Standard’s Champion toilets for busy households. Here’s the engineering behind its clog-resistance reputation.
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Location sharing isn’t foolproof
Find My Friends and Life360 give parents and partners a sense of certainty that the technology can’t actually deliver. Here’s where it breaks.
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Why Paying Interest Isn’t Always a Financial Mistake
Personal finance gurus treat all debt as villainous, but some interest payments are rational investments. Here’s when borrowing actually makes mathematical sense.
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Why some USB cables charge faster even when they look identical
Two USB cables can look identical and charge your phone at wildly different speeds. The reasons live inside the cable, and most consumers never see them.
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The First Seconds Matter Most
From emergencies to introductions, the opening seconds shape outcomes. Here’s the evidence behind first impressions and why they’re hard to override.
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The entire insurance industry exists to legally not pay claims
Insurance is sold as protection but operates as a denial machine optimized by actuaries and lawyers. Here’s how the business model actually works.