Author: Daniel Keem
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Frugal hobbies are a class signifier dressed up as discipline
Bread baking, fermenting, mending, and homesteading look like thrift but often cost more than buying. They’re identity work for people with time and capital.
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Why Cosigning a Loan Is Almost Always a Bad Idea
Cosigning feels like a generous favor, but legally you’re a co-borrower with all the risk and none of the benefit. Here’s why almost no one should ever do it.
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Therapy doesn’t work for everyone and the field won’t say so
Psychotherapy helps many people and fails others. The field’s reluctance to acknowledge non-responders leaves struggling clients blaming themselves.
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Donating appreciated stock is the only smart way to give
Writing checks to charity is generous and tax-inefficient. Donating appreciated stock saves significant capital gains tax and gives the charity more. Here’s why.
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The Maxwell Trial: A Day-by-Day Look at the 2021 Federal Case
Ghislaine Maxwell’s 2021 federal trial featured weeks of testimony and a 20-year sentence. Here’s a clear day-by-day account of the evidence and the verdict.
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Online Reviews Can Be Manipulated
Online reviews shape billions in spending, but the systems behind them are gameable in ways most consumers never see. Here’s how manipulation actually works.
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Pro se litigants are punished by judges for not affording counsel
Self-represented litigants face procedural traps, impatient judges, and worse outcomes. The civil justice system penalizes poverty in ways the bar rarely admits.