Author: Daniel Keem
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The psychology of conspiracy belief, using 9/11 as the case study
9/11 conspiracy theories persist not because of evidence but because of how minds handle catastrophe, scale, and uncertainty. The pattern is predictable.
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Cybersecurity is a constant process
Cybersecurity is treated as a product to buy, but it’s actually a maintenance discipline. The companies that get breached usually had the tools and skipped the upkeep.
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Childhood trauma is over-blamed for adult dysfunction
Childhood trauma is real and matters, but the explanatory weight it now carries in pop psychology outruns the evidence. The full picture is more useful.
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Child support formulas are decades out of date
State child support guidelines were built for a different economy. The formulas misprice modern custody, healthcare costs, and dual-earner households.
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Legitimate questions vs. conspiracy theories: drawing the line
Skepticism is healthy; conspiracy thinking is corrosive. Here’s how to tell genuine institutional critique from the patterns that mark organized conspiracy theories.
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Home medical devices can be misused
Home medical devices look simple but the failure modes are subtle. Misuse is widespread, often unrecognized, and the consequences can be serious.
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Secured credit cards aren’t always the best starting point
Secured cards are the default advice for building credit, but credit-builder loans, authorized user status, and modern alternatives often work faster and cheaper.
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Chasing money can backfire
Optimizing your career around income looks rational until the second-order effects show up. The data on high earners is stranger than you think.
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Trademark bullying is the most common form of corporate abuse nobody covers
Trademark bullying lets large companies erase small competitors using legal threats they could never win at trial. Coverage is sparse because it works.
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Most people don’t need a budget; they need a raise
The personal finance industry sells discipline when the real problem is income. For most households, optimization can’t close a gap that wages created.