Author: Daniel Keem
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Pharmacy benefit managers are the most corrupt link in healthcare
PBMs sit invisibly between drugmakers, insurers, and pharmacies. Their structure produces predictable harm to patients and pharmacies, and almost no public scrutiny.
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Child support enforcement criminalizes poverty
Child support enforcement in the US punishes inability to pay almost as harshly as refusal to pay. The result is a system that deepens the poverty it claims to address.
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Not Every Risk Needs a Product Solution
The market sells a product for every fear, but many risks are best handled by behavior, savings, or simply doing nothing. Here’s how to tell the difference.
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Religious and apocalyptic framings of 9/11 conspiracies
Some 9/11 conspiracy theories take on explicitly religious or end-times shapes. Here’s how those framings developed and why they spread among certain audiences.
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Why Clinically Proven Labels Can Mislead You
Clinically proven sounds rigorous, but the phrase has no legal definition and rarely means what shoppers assume. Here’s how the marketing claim works.
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Inside the Auditing Process: What Happens During a Scientology Session
Auditing is the central practice of Scientology. Here’s what publicly available accounts say happens in a session, including the E-meter and reported gains.
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Most People Overprepare for the Wrong Disasters
Doomsday prepping favors dramatic but rare events. The disasters that actually wreck lives are mundane, statistical, and almost no one plans for them.
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The Role of Negotiation Skills in Outcomes
People who negotiate routinely earn more, pay less, and get better treatment from institutions. Here’s why the skill matters far more than most realize.