Author: Daniel Keem
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The end of affirmative action was overdue and we should say so
Affirmative action in college admissions outlived its purpose and produced its own injustices. The honest case for ending it deserves to be made plainly.
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Loan pre-approvals are marketing, not opportunity
That pre-approved loan offer in your inbox isn’t a vote of confidence. It’s a lead generation tool. Here’s what pre-approval actually means and what it doesn’t.
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The impact of media coverage on cases
Media coverage doesn’t just report on legal cases — it shapes them. Here’s how juries, witnesses, and outcomes shift under public attention.
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The 50/30/20 budget is useless for anyone making under $60K
The 50/30/20 budget rule assumes a comfortable income. For people making under $60K, the math collapses. Here’s what to use instead.
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Trusting your instincts isn’t always reliable
Gut feelings get romanticized as wisdom, but they’re often just pattern-matching on bad data. Here’s when to trust your instincts and when to override them.
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Covenant marriage is a religious overreach into civil law
Covenant marriage statutes import a specific theology into state law and make divorce harder for everyone. Here’s why that’s a problem regardless of your faith.
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Audio equipment has diminishing returns
Audiophile gear promises transcendence for thousands of dollars, but the audible gains shrink fast. Here’s where the curve flattens and why most upgrades are vibes.