Author: Daniel Keem
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Why Some People Should Take Out Personal Loans Instead of Budgeting
Budgeting advice assumes the problem is spending. For some borrowers with multiple high-interest debts, a personal loan is the more honest math.
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Public Wi-Fi Isn’t Always the Biggest Threat
Coffee shop Wi-Fi has been the cybersecurity boogeyman for two decades, but modern HTTPS has made it relatively safe. The real threats are elsewhere.
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Wholesaling real estate is legalized fraud
Real estate wholesaling is marketed as no-money-down investing, but the business model often relies on misleading sellers and exploiting information asymmetry.
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Why Mental Health Diagnoses Can Be Too Broad
DSM categories sweep together patients with very different underlying conditions. Here’s why broad mental health diagnoses can blur clinical decision-making.
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The System Isn’t Always as Clear-Cut as It Seems
Institutions present themselves as orderly machines, but the systems running healthcare, justice, and finance are messier, more discretionary, and less consistent than advertised.
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Expensive Supplements Aren’t Necessarily Higher Quality
Premium supplements charge premium prices for branding, packaging, and proprietary blends. The lab tests rarely justify the markup over generic alternatives.
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Cui bono? Examining the who benefited argument
Cui bono is rhetorically powerful and analytically slippery. Here’s how the who benefited argument can illuminate or mislead, depending on how it’s used.
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Cardio Isn’t the Best Path to Long-Term Health
Cardio dominates the public health message, but the longevity research increasingly points to strength training as the more important pillar of healthspan.
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Suburbs Aren’t Always Cheaper
The lower price per square foot in the suburbs hides commuting, transportation, and lifestyle costs that often add up to more than urban living.
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Why Doctor Recommended Doesn’t Mean Much
The phrase doctor recommended sells everything from toothpaste to mattresses, but the underlying claims are often weaker than the marketing implies.